Malta is considered to be a developed nation. The developmental stage of a nation is determined by a number of factors including, but not limited to, economic prosperity, life expectancy, income equality, and quality of life. As a developed nation, Malta is able to provide its citizens with social services like public education, healthcare, and law enforcement. Citizens of developed nations enjoy a high standard of living and longer life expectancies than citizens of developing nations. Each year, Malta exports around $5.11 billion and imports roughly $7.44 billion. 3.5% of population in the country are unemployed. The total number of unemployed people in Malta is 15,123. In Malta, 16.3% of the population lives below the poverty line. The percentage of citizens living below the poverty line in Malta is fairly high, but is not reason for complete concern with regard to investments. Potential financial backers should look at other economic markers, including GDP, urbanization rate, and strength of currency, before making any decisions regarding investments. Government expenditure on education is 6.4% of GDP. The Gini Index of the country is 27.9. Malta is experiencing high equality. Differences in income among citizens are only mildly significant. Malta has a Human Development Index (HDI) of 0.829. Malta has a high HDI score. This indicates that the majority of citizens will be able to attain a desirable life while providing substantial aid and assistance to citizens with lower living standards. The strength of legal rights index for Malta is 2. Overall, it is considered to be rather weak - bankrupcy and collateral laws are unable to protect the rights of borrowers and lenders in case of credit-related complications; credit information, if any at all, is scarce and hardly accessible.

Currency
The currency of Malta is euro. There are several plural forms of the name 'euro'. These are euro, euros. The symbol used for this currency is €, and it is abbreviated as EUR. The euro is divided into Cent; there are 100 in one euro.

Credit rating
The depth of credit information index for Malta is 0, which means that information, if any, is scarce, of insufficient details and almost inaccessible. According to the S&P credit-rating agency, Malta has a credit rating score of BBB+, and the prospects of this rating are stable. According to the Fitch credit-rating agency, Malta has a credit rating score of A+, and the prospects of this rating are stable. According to the Moody's credit-rating agency, Malta has a credit rating score of A3, and the prospects of this rating are stable.

Central bank
In Malta, the institution that manages the state's currency, money supply, and interest rates is called Central Bank of Malta. Locally, the central bank of Malta is called Bank Ċentrali ta’ Malta. The average deposit interest rate offered by local banks in Malta is 2.7%.

Public debt
Malta has a government debt of 43.3% of the country's Gross Domestic Product (GDP), as assessed in 2012.

Tax information
The corporate tax in Malta is set at 35%. Personal income tax ranges from 0% to 35%, depending on your specific situation and income level. VAT in Malta is 18%.

Finances
The total Gross Domestic Product (GDP) assessed as Purchasing Power Parity (PPP) in Malta is $14122 billion. The Gross Domestic Product (GDP) assessed as Purchasing Power Parity (PPP) per capita in Malta was last recorded at $33 million. PPP in Malta is considered to be below average when compared to other countries. Below average PPP indicates that citizens in this country find it difficult to purchase local goods. Local goods can include food, shelter, clothing, health care, personal care, essential furnishings, transportation and communication, laundry, and various types of insurance. Countries with below average PPP are dangerous locations for investments. The total Gross Domestic Product (GDP) in Malta is 9,971 billion. Based on this statistic, Malta is considered to have a medium economy. Countries with medium economies support an average number of industries and opportunities for investment. It should not be too difficult to find worthwhile investment opportunities in medium economies. The Gross Domestic Product (GDP) per capita in Malta was last recorded at $23 million. The average citizen in Malta has very low wealth. Countries with very low wealth per capita often have lower life expectancies and dramatically lower quality of living among citizens. It can be very difficult to find highly skilled workers in countries with very low wealth, as it is difficult for citizens to obtain the requisite education needed for specialized industries. However, labor can be found for very low rates when compared with countries with higher wealth per capita. GDP Annual Growth Rate in Malta averaged 2.2% in 2014. According to this percentage, Malta is currently experiencing modest growth. Countries that are experiencing modest growth offer safe opportunities for investment; their expanding economy indicates that businesses, jobs, and income will expand accordingly.